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When taking a loan for personal consumption you should seek out the lowest interest rates possible. Actually this rule applies to all instances in which you may need to borrow, but it is more particular in this instance. Considering that there may not be large financial returns, the satisfaction you derive form it had better be all that. But keep the interest down still.


Think about what you’ve read so far about credit. Does it reinforce what you already know about the subject matter or such related information? Or was there something completely new? Perhaps the remaining paragraphs of this article will do the trick?


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Defending Your Business: 5 Questions to Ask Yourself in The New Economy Business Articles | March 11, 2009
Marketing during tough times may be the best offense for business sustainability in a rough economy. Get the answers to the 5 questions business owners should be asking in the new economy.


Copyright (c) 2009 Meredith Liepelt


The economy looks tough right now, but marketing is the strongest defender of your business. I have heard business owners consider pulling back on their marketing efforts due to the state of the economy. Well, think again my friend! Now is the time to capture market share while your competitors are cocooning! Here are five questions to ask yourself about your marketing efforts which could lead to big results for your business.


1. Is it time to partner?


Many businesses are looking for ways to continue to increase their visibility without spending a lot more on marketing. Consider creating a partnership with another business. For example Cheap Custom Nike NFL Jerseys , you can create a strategic alliance with a similar business with complementary strengths. In this kind of partnership, you agree to share resources in a certain project. Benefits of such a partnership include access to your partner's distribution channels, products, technology and intellectual property. You also have increased brand awareness through your partner's channels without an expensive ad campaign. Think about who also serves your target market Cheap Nike NFL Jerseys , and find a creative way to offer each other's products and services to each other's customers and clients.


2. Do I have a formal referral program?


Word of mouth advertising is critical at all times, and it can be your saving grace right now. It is simply not enough to hope that referrals will come your way. Design a formal referral program that will inspire your current and former customers and clients to bring business to you. It can be as simple as asking for referrals in conversation or in an email, and offering something special in return for the referral. Examples include a thank you note, a $5 Starbucks gift card Cheap Football Jerseys Wholesale , or a bottle of wine or gift certificate at a restaurant for more than a certain number of referrals in a month. Get creative with your referral rewards while keeping in mind what would motivate your clients and customers.


3. Am I continuing to network?


This is truly your moment to stand out in the crowd. While others are cutting back on networking and other forms of marketing, staying in the game will put you far ahead of the crowd. Remember that you have got to be in the game if you want to win! This is the perfect time to get out there and gain market share.


4. What can I do with what I already have?


Get creative! Find new ways of packaging your products and services and you can actually end up making more money! This technique of bundling your products and services can work well to serve your clients even better than before. For example, if you have ten products, try bundling them in 3 or 4 different packages. You can even charge more than the total sum of the individual products if you toss in a bonus or two. If you are a consultant or coach Cheap Football Jerseys From China , you can even offer one hour of your time for free, which puts you in a direct conversation with a hot lead where you can demonstrate your expertise and upsell them into one of your programs. If you have a gift shop, consider creating a VIP m. Wholesale Jerseys China Wholesale Cheap Jerseys Wholesale Cheap Jerseys Wholesale Jerseys From China Wholesale NHL Jerseys China Wholesale NFL Jerseys China Wholesale Jerseys Free Shipping Wholesale NBA Jerseys Online Wholesale MLB Jerseys From China Cheap Jerseys