The biweekly mortgage has been around for years but with the recent media attention to the real estate industry in general and the mortgage industry in particular Connor Hellebuyck Jersey Womens , the biweekly has been getting thousands of home owners to use this simple, yet powerful Dustin Byfuglien Jersey Womens , way to speed up the principal payment process. Why is this so popular? How does it work? How can I do this?
Here is why this is so popular to hundreds of thousands homeowners. It is an easy and effective way to increase the equity in a home. It can also shorten the life of the mortgage substantially. It does this with just about the same mortgage payment that one usually makes per month so it is affordable to anyone who owns a home. The biggest obstacle is just doing it.
Biweekly means that the homeowner will make a payment every two months instead of once per month. Basically what you do is take your monthly payment, cut it in half and then make that payment every two weeks. So how does this save money? Well Nikolaj Ehlers Jersey Womens , by paying every two weeks you will actually end up paying more off the principal every year because:
1. There are 52 weeks in a year.
2. That means you make 26 payments a year.
3. With the monthly payments you would make the equivalent of 24 payments a year.
4. The 2 payments extra would go towards your principal.
5. This accelerates the payment of the loan and each month the principal gets paid by an ever increasing rate.
The great thing about this is because each month is only a few days over 28 days ( 4 weeks) the biweekly mortgage payments are not a hardship on any home owners. The most extra days in a month are 3 and some months have 0 or just 1 extra day.
So why wouldn't everyone just do this? I think much of it has to do with either they don't know about it or they think ? I can just pay extra off my principal anytime I want. Why pay biweekly??
But the problem is that a large percentage of people don't ever make any extra payments to their principal. They think about it but don't do it. There is always other more important things to use the money for, even though the actual money they need every month to make a big difference is quite low.
Discipline is a key factor here. If someone has enough discipline it really isn't necessary to use a biweekly mortgage plan. This doesn't mean that people who don't use a biweekly aren't disciplined. Only those who want to pay down their mortgage principal but never seem to be able. So Bryan Little Jersey Womens , in a way the biweekly is just a formula to help homeowners, who are usually very busy with other parts of there life Dmitry Kulikov Jersey Womens , become more disciplined and make them pay off the mortgage principal more quickly. With today's prices, a homeowner can save over $50 Patrik Laine Jersey Womens ,000 and cut 5 years off the life of the mortgage!
How to Keep Blog Visitors From Leaving Marketing Articles | December 7, 2012 Keeping any new blog visitors on your site for as long as possible is the best way to develop a loyal following! Any good blogger knows that the overall popularity of your site is built around the loyalty of your readers! Read on to discover 3 ways you can 'entice' visitors to hang around and view more of your blog posts in an effort to keep them coming back!
Keeping any new blog visitors on your site for as long as possible is the best way to develop a loyal following! Any good blogger knows that the overall popularity of your site is built around the loyalty of your readers! The longer you're able to keep people from leaving your platform the greater the chance that they will view more of your blog posts! Assuming what you offer is both relevant and interesting Blake Wheeler Jersey Womens , this is the single best way to keep your readers returning!
Here are 3 ways any good blogger can 'entice' visitors to hang around and view more of the content found on the site!
Worthy Content (Duh!)
There's no way around it your blog posts need to offer value in some way to those who visit your site! The first step is to maintain some type of relevance to the blogging theme you've chosen and to present information that is useful or at least entertaining to your readers! Without offering something from which people can benefit in terms of content, you stand little chance of getting visitors to return!
Internal Links
Being able to post updates that offer people value is one thing but helping them find it on your site is something any good blogger must do! When visitors land on your platform in most cases they're have clicked on a link taking them to a particular entry! Once they've view the contents of that particular update their next move is to typically leave the site! By linking to other entries you have posted that contain information of relevance to the post they just viewed you can 'entice' people to dig 'deeper' into your platform for additional reading! In this way you are showing your readers that you offer a 'wealth' of information that is worth their returning to see! Without linking in this way these same people may never go any further than to read just that one update and then leave Mathieu Perreault Jersey Authentic , in many cases, for good!
Easy Access Archives
Always make available in the side menu of your platform an easy and convenient way for any visitors to access your archives! Along those lines you obviously also want to place EVERY update you post into an appropriate category within your archives making it all that much easier for others to navigate! Your readers will appreciate the convenient access you have offered them to all the content on your blogging platform!